America is going through something unlike anything we have ever experienced. It is important that we not bury our head in the sand and that we continue to be proactive and intentional with our finances. Reach out to your creditors, landlords, utility providers and anyone else to whom you owe money or make regular payments to. Communicate with them. Avoiding these companies will not help and in most cases can hurt you. Have the conversation
America is going through something unlike anything we have ever experienced. It is important that we not bury our head in the sand and that we continue to be proactive and intentional with our finances. Reach out to your creditors, landlords, utility providers and anyone else to whom you owe money or make regular payments to. Communicate with them. Avoiding these companies will not help and in most cases can hurt you. Have the conversation. There just may be a program available to help you and your family get through this trying time. Below is a list of resources that are available to you. These links may be helpful to you or someone that you know. Please feel free to share:
Coronavirus Aid, Relief, and Economic Security (CARES) Act
https://www.investopedia.com/coronavirus-aid-relief-and-economic-security-cares-act-4800707
Mortgage companies offering relief
https://www.forbes.com/sites/andrewdepietro/2020/03/31/banks-deferment-mortgage-coronavirus/#51e7e92556d7
Guide to Student Loan Options
https://www.forbes.com/sites/advisor/2020/03/26/what-to-do-about-your-student-loans-during-the-coronavirus-covid-19-crisis/#5a815df31509
US Dept of Education
https://studentaid.gov/announcements-events/coronavirus#borrower-questions
Nelnet Student Loans
https://www.nelnet.com/covid-19
Sallie Mae Student Loans
https://www.salliemae.com/landing/coronavirus/
Navient Student Loans
https://navient.com/covid-19
Help with Utilities
http://www.211.org/services/covid19
Help With Credit Cards
https://www.creditkarma.com/advice/i/coronavirus-credit-card-relief-options/
More Credit Card Resources
https://www.bankrate.com/finance/credit-cards/issuer-assistance-programs-amid-coronavirus-fears/
Experian
https://www.experian.com/blogs/ask-experian/coronavirus-and-your-credit-report/
Equifax
https://www.equifax.com/about-equifax/covid-19-and-your-credit-score/
TransUnion
https://www.transunion.com/covid-19